SME Business Solutions

Read the following Disclaimers and Terms of Use carefully before using this website. By using this website you agree to abide by these Disclaimers and Terms of Use. If you choose not to accept the terms of these Disclaimers and Terms of Use, you have no right whatsoever to use this website and you have to stop using this website immediately. In these Disclaimers and Terms of Use, unless the context requires otherwise, the following words and expressions have the following meanings:

“Sun Hung Kai Financial” is referring to Sun Hung Kai Financial Limited and its respective holding companies, subsidiaries and associates including Sun Hung Kai Insurance Consultants Limited, Sun Hung Kai Insurance Agency Limited, Sun Hung Kai Forex Limited, Sun Hung Kai Wealth Management Limited, collectively referred to as "SHKF".
Sun Hung Kai Insurance Agency Limited is registered with and monitored by the Insurance Agents Registration Board set up by The Hong Kong Federation of Insurers.
Sun Hung Kai Insurance Consultants Limited and Sun Hung Kai Wealth Management Limited are members of the Hong Kong Confederation of Insurance Brokers and are Registered Intermediaries of the Mandatory Provident Fund Schemes Authority.

This website is provided by SHKF and is proprietary to SHKF and/or its website vendors. This website is protected by copyright and other applicable intellectual property laws and international treaties. No unauthorised use, copying or tampering is allowed.

SHKF and its information vendors endeavour to ensure the accuracy and reliability of the information provided by them, but accept no liability whatsoever (whether in tort or contract or otherwise) for any loss or damage arising from any inaccuracies or omission.

This website is provided on an “as is” basis. Therefore SHKF and/or its website or information vendors will not be liable for any bugs, malfunction or any other form of deficiency or error arising from this website. SHKF may at any time change, add to, delete or suspend the provision of the information, functions, products and service of and through this website without prior notice or liability to you.

SHKF does not make any representation or warranty as to the accuracy, truthfulness or reliability of or endorse any third parties’ advertisements, information or contents displayed on, contained in, distributed through, or linked to, downloadable or accessible from or via this website. SHKF cannot and does not guarantee or otherwise make any representation or warranty as to the quality, merchantability, suitability or fitness for a particular purpose in respect of any third party’s products or services advertised or otherwise accessible via this website. SHKF will not accept any liability whatsoever arising out of or in connection with such products or services.

SHKF will require third-party insurance company or underwriting companies to provide policy related information for its record or reference, so as to provide the following services: (i) deal with inquiries about the policy coverage or relevant policy terms and conditions; (ii) follow up claims; or (iii) other services provided by insurance intermediaries. If you purchase or apply for any insurance product via this website directly or indirectly, it means that you agree SHKF to obtain policy related information from relevant third party insurance company or insurance company, without having to obtain further written or verbal approval from you.

The quotations, if any, provided via this website by SHKF is for reference only and not binding unless and until the relevant insurance companies or other financial service/product providers have accepted any offer of purchase or application for any insurance products or other financial service/product made by the user.

Your access to or use of any other websites linked to the Websites ("third-party websites") or any part of their respective contents is at your own risk. SHKF is not responsible for any matter related to the third-party websites (including, without limitation, the contents or the set-up thereof). Your access to and/or use of any of the third-party websites shall be governed by the terms and conditions (including, without limitation, such website's privacy statement) of the owner/provider of such website and you must comply with such terms and conditions. Notwithstanding the provision of the hyperlinks to the third-party websites, SHKF does not endorse, approve, guarantee or recommend any third party, any of the third-party websites or any product or service on the same. SHKF is not and will not be a party to any agreement or other arrangement between you and the owner/provider of any of the third-party websites. Thus, SHKF accepts no liability in connection with or arising out of any of the third-party websites, even if any relevant notice may have been given to SHKF.

If any user or visitor provides any information to this website, the user or visitor will be deemed to have guaranteed SHKF that such information is accurate, complete, current, and is not misleading in terms of any material facts.

Should there be any inconsistency between the English and Chinese versions of this Disclaimers and Terms of Use, the English version shall prevail.

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